Trusted since 1990

Build credit.
Build wealth.

Fast, transparent funding for businesses and proven credit solutions for consumers. Check your offer in seconds with no impact on your credit score.

Business owner reviewing credit options
$500,000
Loan up to
9% APR
Rates from
1–2 Days
Approval
100% Online
Funding
What we offer

Funding built for momentum.

See all solutions

Business Lines of Credit

Flexible revolving credit to manage cash flow on demand.

Business Capital

Working capital solutions tailored to your industry.

Business Loans

Term financing from $25K to $500K with competitive rates.

Vehicle Leasing

Corporate fleet financing with transparent terms.

How it works

Three steps to capital.

01

Quick Application

Apply in under 5 minutes. Soft credit pull — no impact on your score.

02

Check Your Offer

Review personalized offers with full terms upfront.

03

Get Funded

Sign electronically and receive funds in as little as 24 hours.

Personal Credit

Repair what's holding you back.

We audit your credit report, dispute inaccurate or unverifiable items, and build a personalized plan to lift your score — so you can qualify for the rates you deserve.

  • Free credit review
  • Dispute negative items
  • Identity protection
  • Score-building plan
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Client stories

Trusted by founders.

"
Menlo Group secured $180K in working capital when our bank said no. The team made it effortless.
Maria S.
Restaurant Owner
"
Approved in two days. The line of credit lets me bid on bigger jobs with confidence.
James T.
Contractor
"
They rebuilt my personal credit and then helped me separate it from my business. Total game changer.
Priya R.
E-commerce Founder